Is the down payment an outdated test for prospective B.C. homebuyers?

After three decades helping Vancouverites find their place to call home, I’ve seen just how much the path to ownership has changed. The traditional focus on the down payment—while still important—doesn’t tell the whole story anymore. Today, it’s about understanding your full financial picture, how you manage rent, and finding a community that truly supports your lifestyle and future ambitions. I’ve learned that the most rewarding home journeys start with open, honest conversations about what matters most to you. Homeownership is more than a transaction—it’s about creating a foundation for pride and belonging, whatever your stage of life.